Two Wheeler
A confirmed employee of Govt / MNC / PSU / Corporation / Autonomous body /reputed
Know More
Gold Loan
Maximum of Rs 25 lacs, depending on the market value as assessed by the appraiser
Know More
Home Loan
Who can apply? Any individual.What should be the purpose? For purchasing a dwelling house .
Know More
Car Loan
Lorem ipsum dolor sit amet consectetur adipisicing elit. Possimus fugiat expedita vitae assumenda facere odio
Know More
Services
Multiple ways of managing your finance with Bank
Bank anytime, anywhere. With Bank, you get to choose how you wish to bank. You can bank in person at our Branch or ATM, or simply choose to bank from your laptop or mobile, from the comfort of your home or while on the move. After all, your comfort is our priority.
-
ATM Banking
Gadhinglaj Urban bank, has implemented ATM at Only One Location at HomTown Gadhinglaj which allows customers to withdraw & deposit cash
-
RTGS-NEFT Service
NEFT and RTGS are both electronic payment system taht allow funds to br transferred between banks in India:
NEFT : National Electronic Fund Transfer is a system that allowsfunds to be trnasferred between banks in batches at set times throughout the day.NEFT is a good option for transfereing smaller amounts of money. there is non minimum or maximum tansaction valune for NEFT, but if you make a NEFT transaction using cash, the maximum aount you cn transfer is Rs.50,000.
RTGS : Real-Time Gross Settlement is a system that allows funds to be transferred between banks individually and in real-time.RTGS is better sutide for larger trnasfers, with a minimum limit of RS. 2 lakhs.There is no maximum limit for RTGS transactions.
-
NACH, ABPS, Gas Sub
NACH : National Automated Clearing House (NACH) is a centralised system launched with an aim to consolidate multiple ECS systems running across the country and provides a framework for the harmonization of standards & practices and removing local barriers/inhibitors.
APBS : APBS is a unique payment system implemented by Gadhinglaj Urban Co-Operative, which uses Aadhaar number as a central key for electronically channelizing the Government subsidies and benefits in the Aadhaar Enabled Bank Accounts (AEBA) of the intended beneficiaries. It is a payment system based on Aadhaar numbers issued by UIDAI & IIN (Institution Identification Number) issued by NPCI. APB System is used by the Government Departments and Agencies for the transfer of benefits and subsidies under Direct Benefit Transfer (DBT) scheme launched by Government of India